/* RESET & BASE STYLES */
html, body, div, span, applet, object, iframe,
h1, h2, h3, h4, h5, h6, p, blockquote, pre,
a, abbr, acronym, address, big, cite, code,
del, dfn, em, img, ins, kbd, q, s, samp,
small, strike, strong, sub, sup, tt, var,
b, u, i, center,
dl, dt, dd, ol, ul, li,
fieldset, form, label, legend,
table, caption, tbody, tfoot, thead, tr, th, td,
article, aside, canvas, details, embed, 
figure, figcaption, footer, header, hgroup, 
menu, nav, output, ruby, section, summary,
time, mark, audio, video {
  margin: 0;
  padding: 0;
  border: 0;
  font-size: 100%;
  font: inherit;
  vertical-align: baseline;
  box-sizing: border-box;
}
article, aside, details, figcaption, figure, 
footer, header, hgroup, menu, nav, section {
  display: block;
}
body {
  line-height: 1.5;
  min-height: 100vh;
  background: #F7F9FA;
  color: #17395C;
  font-family: 'Open Sans', Arial, sans-serif;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  font-size: 16px;
}
ul, ol {
  list-style: none;
}
a {
  color: #17395C;
  text-decoration: none;
  transition: color 0.2s;
}
a:hover, a:focus {
  color: #60A29B;
}
img {
  max-width: 100%;
  height: auto;
  display: block;
}
button, input, select, textarea {
  font-family: inherit;
  font-size: inherit;
  color: inherit;
  outline: none;
}
button { cursor: pointer; }

/* TYPOGRAPHY */
h1, h2, h3, h4, h5, h6 {
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 700;
  letter-spacing: 0.01em;
  color: #17395C;
  line-height: 1.15;
}
h1 {
  font-size: 2.25rem;
  margin-bottom: 16px;
}
h2 {
  font-size: 1.5rem;
  margin-bottom: 14px;
}
h3 {
  font-size: 1.125rem;
  margin-bottom: 12px;
  font-weight: 700;
}
h4, h5, h6 { font-size: 1rem; }
p, li, blockquote, span {
  font-family: 'Open Sans', Arial, sans-serif;
  font-size: 1rem;
  color: #17395C;
  font-weight: 400;
}
blockquote {
  font-style: italic;
  font-size: 1.125rem;
  color: #17395C;
  margin: 0 0 12px 0;
}
strong {
  font-weight: 700;
}

@media (min-width: 480px) {
  h1 { font-size: 2.75rem; }
  h2 { font-size: 2rem; }
  h3 { font-size: 1.25rem; }
}
@media (min-width: 900px) {
  h1 { font-size: 3rem; }
}

/* CONTAINER & GENERAL LAYOUT */
.container {
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 20px;
  width: 100%;
  box-sizing: border-box;
}
.content-wrapper {
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: 24px;
}

.section {
  margin-bottom: 60px;
  padding: 40px 20px;
  background: #fff;
  border-radius: 24px;
  box-shadow: 0 4px 24px 0 rgba(23,57,92,0.06);
  position: relative;
}

@media (max-width: 768px) {
  .section {
    margin-bottom: 32px;
    padding: 32px 10px;
    border-radius: 16px;
  }
  .container {
    padding: 0 10px;
  }
}

/* HEADER & NAVIGATION */
header {
  width: 100%;
  background: #17395C;
  padding: 0;
  position: sticky;
  top: 0;
  z-index: 50;
  box-shadow: 0 2px 16px 0 rgba(23,57,92,0.08);
}
header nav {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 18px;
  padding: 12px 0 12px 0;
}
header nav a {
  color: #fff;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: bold;
  font-size: 1rem;
  padding: 8px 16px;
  border-radius: 8px;
  transition: background 0.2s, color 0.2s;
}
header nav a:hover, header nav a:focus {
  background: #60A29B;
  color: #17395C;
}
header nav a img {
  height: 36px;
  width: auto;
  margin-right: 8px;
  vertical-align: middle;
}
.cta-main {
  background: #60A29B;
  color: #fff !important;
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 700;
  padding: 12px 32px;
  border-radius: 16px;
  font-size: 1.125rem;
  box-shadow: 0 2px 8px 0 rgba(23,57,92,0.09);
  margin-left: 16px;
  transition: background 0.2s, transform 0.16s;
  border: none;
  text-align: center;
  display: inline-block;
}
.cta-main:hover, .cta-main:focus {
  background: #17395C;
  color: #fff !important;
  transform: scale(1.04);
}

/* MOBILE NAVIGATION */
.mobile-menu-toggle {
  display: none;
  background: none;
  border: none;
  color: #fff;
  font-size: 2rem;
  padding: 8px 12px;
  margin-left: 12px;
  border-radius: 8px;
  transition: background 0.16s;
  z-index: 300;
}
.mobile-menu-toggle:focus, .mobile-menu-toggle:hover {
  background: #60A29B;
}

.mobile-menu {
  position: fixed;
  top: 0;
  left: 0;
  height: 100vh;
  width: 280px;
  max-width: 90vw;
  background: #17395C;
  color: #fff;
  box-shadow: 2px 0 24px 0 rgba(23,57,92,0.18);
  z-index: 401;
  transform: translateX(-100%);
  transition: transform 0.35s cubic-bezier(.6,.2,.18,1);
  display: flex;
  flex-direction: column;
  padding: 30px 24px 24px 24px;
}
.mobile-menu.open {
  transform: translateX(0);
}
.mobile-menu-close {
  background: none;
  border: none;
  color: #fff;
  font-size: 2rem;
  align-self: flex-end;
  margin-bottom: 24px;
  cursor: pointer;
  transition: background 0.2s;
  padding: 8px 12px;
  border-radius: 8px;
}
.mobile-menu-close:focus, .mobile-menu-close:hover {
  background: #60A29B;
}
.mobile-nav {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin-top: 16px;
}
.mobile-nav a {
  color: #fff;
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1.15rem;
  font-weight: bold;
  padding: 14px 8px;
  border-radius: 8px;
  transition: background 0.18s, color 0.18s;
}
.mobile-nav a:hover, .mobile-nav a:focus {
  background: #60A29B;
  color: #17395C;
}

@media (max-width: 1024px) {
  header nav {
    display: none;
  }
  .cta-main {
    display: none;
  }
  .mobile-menu-toggle {
    display: block;
  }
}
@media (min-width: 1025px) {
  .mobile-menu-toggle {
    display: none !important;
  }
  .mobile-menu {
    display: none !important;
  }
}

/* HERO & CTA */
.hero {
  background: #17395C;
  color: #fff;
  padding: 64px 0 56px 0;
  margin-bottom: 60px;
  border-bottom-left-radius: 48px;
  border-bottom-right-radius: 48px;
  box-shadow: 0 8px 32px -4px rgba(23,57,92,0.11);
}
.hero h1, .hero h2, .hero h3, .hero p {
  color: #fff;
}
.hero .cta-main {
  background: #fff;
  color: #17395C !important;
  font-weight: bold;
  margin-top: 30px;
}
.hero .cta-main:hover {
  background: #60A29B;
  color: #fff !important;
}
@media (max-width: 600px) {
  .hero {
    padding: 36px 0 30px 0;
    border-bottom-left-radius: 24px;
    border-bottom-right-radius: 24px;
  }
}

.cta {
  background: #60A29B;
  color: #fff;
  border-radius: 32px 32px 0 0;
  padding: 48px 24px;
  margin-bottom: 0;
  box-shadow: 0 -2px 16px 0 rgba(23,57,92,0.05);
}
.cta h2, .cta p {
  color: #fff;
}
.cta .cta-main {
  background: #fff;
  color: #60A29B !important;
}
.cta .cta-main:hover {
  background: #17395C;
  color: #fff !important;
}
@media (max-width: 768px) {
  .cta {
    border-radius: 18px 18px 0 0;
    padding: 32px 10px;
  }
}

/* FLEX & CARD PATTERNS */
.card-container {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  margin-bottom: 40px;
}
.card {
  background: #fff;
  border-radius: 18px;
  box-shadow: 0 4px 24px 0 rgba(23,57,92,0.08);
  margin-bottom: 20px;
  position: relative;
  padding: 28px 24px;
  min-width: 280px;
  flex: 1 1 320px;
  transition: box-shadow 0.22s, transform 0.16s;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.card:hover, .card:focus-within {
  box-shadow: 0 8px 40px 0 rgba(96,162,155,0.28);
  transform: translateY(-4px) scale(1.02);
}
.content-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
}
.text-image-section {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}
@media (max-width: 768px) {
  .content-grid, .card-container, .text-image-section {
    flex-direction: column;
    gap: 18px;
  }
}

.feature-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  justify-content: flex-start;
  align-items: stretch;
}
.feature-item {
  background: #fff;
  border-radius: 18px;
  padding: 30px 22px 24px 22px;
  box-shadow: 0 4px 24px 0 rgba(23,57,92,0.08);
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 15px;
  flex: 1 1 240px;
  min-width: 220px;
  max-width: 350px;
  margin-bottom: 0;
  transition: box-shadow 0.18s, transform 0.18s;
}
.feature-item img {
  width: 38px;
  height: 38px;
  margin-bottom: 8px;
}
.feature-item h3 {
  font-size: 1.2rem;
}
.feature-item:hover {
  box-shadow: 0 8px 32px 0 rgba(96,162,155,0.15);
  transform: translateY(-4px) scale(1.03);
}
@media (max-width: 900px) {
  .feature-grid {
    gap: 14px;
  }
  .feature-item {
    max-width: unset;
    min-width: 180px;
  }
}

/* TESTIMONIAL / REVIEW CARDS */
.testimonial-card {
  display: flex;
  align-items: center;
  gap: 20px;
  padding: 20px;
  background: #fff;
  border-radius: 18px;
  box-shadow: 0 3px 18px 0 rgba(23,57,92,0.07);
  margin-bottom: 20px;
  flex-direction: column;
  position: relative;
  max-width: 600px;
}
.testimonial-card blockquote {
  color: #17395C;
  font-size: 1.15rem;
  line-height: 1.4;
}
.testimonial-card span {
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 600;
  color: #60A29B;
  font-size: 1rem;
  letter-spacing: 0.01em;
}
.testimonial-card .stars {
  color: #FDA822; /* bright gold for stars */
  font-size: 1.4rem;
  margin-top: 8px;
  font-family: 'Montserrat', Arial, sans-serif;
  letter-spacing: 0.1em;
}
@media (max-width: 768px) {
  .testimonial-card {
    padding: 16px 10px;
    max-width: 100%;
  }
}

.testimonials .testimonial-card:not(:last-child) {
  margin-bottom: 32px;
}

/* FAQ ACCORDION */
.faq-accordion h3 {
  background: #60A29B;
  color: #fff;
  padding: 14px 18px;
  border-radius: 12px;
  margin: 0 0 10px 0;
  cursor: pointer;
  transition: background 0.16s, color 0.16s;
  font-weight: 700;
  font-size: 1.125rem;
}
.faq-accordion h3:hover, .faq-accordion h3:focus {
  background: #17395C;
  color: #fff;
}
.faq-accordion p {
  background: #fff;
  padding: 10px 18px 16px 18px;
  border-bottom-left-radius: 12px;
  border-bottom-right-radius: 12px;
  margin-bottom: 16px;
  font-size: 1rem;
  border-left: 4px solid #60A29B;
  transition: all 0.16s;
}

/* ABOUT/LEGAL SECTIONS */
.legal, .about, .contact {
  margin-bottom: 60px;
  padding: 40px 20px;
  background: #fff;
  border-radius: 24px;
  box-shadow: 0 4px 24px 0 rgba(23,57,92,0.06);
}
@media (max-width: 768px) {
  .legal, .about, .contact {
    margin-bottom: 32px;
    padding: 32px 8px;
    border-radius: 12px;
  }
}

/* FOOTER */
footer {
  background: #17395C;
  color: #fff;
  padding: 40px 0 24px 0;
  border-top-left-radius: 36px;
  border-top-right-radius: 36px;
  margin-top: 60px;
}
footer .container {
  display: flex;
  flex-direction: column;
  gap: 32px;
}
footer p {
  color: white;
}
.footer-nav {
  display: flex;
  flex-wrap: wrap;
  gap: 32px;
  justify-content: center;
  margin-bottom: 18px;
}
.footer-nav a {
  color: #60A29B;
  font-family: 'Montserrat', Arial, sans-serif;
  font-size: 1rem;
  padding: 8px 12px;
  border-radius: 8px;
  transition: background 0.14s, color 0.14s;
}
.footer-nav a:hover {
  background: #60A29B;
  color: #fff;
}
.footer-contact {
  display: flex;
  flex-wrap: wrap;
  gap: 36px;
  align-items: center;
  justify-content: center;
}
.footer-contact img {
  width: 56px;
  height: 56px;
}
.contact-details {
  display: flex;
  flex-direction: column;
  gap: 6px;
  font-size: 1rem;
}
.contact-details img {
  height: 16px;
  width: 16px;
  margin-right: 6px;
  vertical-align: middle;
}
@media (max-width: 750px) {
  footer .container {
    gap: 18px;
  }
  .footer-contact {
    flex-direction: column;
    gap: 18px;
  }
}

/* COOKIE CONSENT BANNER */
.cookie-banner {
  position: fixed;
  left: 0;
  bottom: 0;
  width: 100vw;
  background: #fff;
  color: #17395C;
  box-shadow: 0 -2px 24px 0 rgba(23,57,92,0.08);
  z-index: 900;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  padding: 26px 20px 22px 20px;
  border-top-left-radius: 18px;
  border-top-right-radius: 18px;
  flex-direction: row;
  gap: 24px;
  transform: translateY(100%);
  opacity: 0;
  pointer-events: none;
  transition: transform 0.34s cubic-bezier(.61,.03,.19,.98), opacity 0.26s;
}
.cookie-banner.active {
  transform: translateY(0);
  opacity: 1;
  pointer-events: auto;
}
.cookie-banner .cookie-text {
  flex: 3 1 240px;
  font-size: 1rem;
  margin-right: 20px;
}
.cookie-banner .cookie-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  align-items: center;
}
.cookie-btn {
  font-family: 'Montserrat', Arial, sans-serif;
  background: #60A29B;
  color: #fff;
  font-weight: bold;
  border: none;
  border-radius: 12px;
  padding: 10px 24px;
  font-size: 1rem;
  margin: 0 6px 0 0;
  cursor: pointer;
  box-shadow: 0 2px 8px rgba(96,162,155,0.08);
  transition: background 0.15s, transform 0.14s;
}
.cookie-btn.settings {
  background: #fff;
  color: #17395C;
  border: 2px solid #60A29B;
  font-weight: 700;
}
.cookie-btn:hover, .cookie-btn:focus {
  background: #17395C;
  color: #fff;
  transform: scale(1.04);
}
.cookie-btn.settings:hover, .cookie-btn.settings:focus {
  background: #60A29B;
  color: #fff;
}
@media (max-width: 768px) {
  .cookie-banner {
    flex-direction: column;
    align-items: stretch;
    gap: 16px;
    padding: 20px 8px 20px 8px;
  }
  .cookie-banner .cookie-text {
    margin-right: 0;
    font-size: 0.95rem;
  }
  .cookie-banner .cookie-actions {
    justify-content: flex-start;
    gap: 10px;
  }
}

/* COOKIE MODAL */
.cookie-modal-overlay {
  position: fixed;
  top: 0; left: 0;
  width: 100vw;
  height: 100vh;
  background: rgba(23,57,92,0.78);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 1200;
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.27s;
}
.cookie-modal-overlay.active {
  opacity: 1;
  pointer-events: auto;
}
.cookie-modal {
  background: #fff;
  border-radius: 22px;
  box-shadow: 0 8px 48px 0 rgba(23,57,92,0.18);
  max-width: 400px;
  width: 93vw;
  padding: 36px 26px 30px 26px;
  display: flex;
  flex-direction: column;
  gap: 20px;
  align-items: stretch;
  position: relative;
  animation: showModal 0.33s cubic-bezier(.54,.09,.53,1.03);
}
@keyframes showModal {
  from {
    opacity: 0;
    transform: scale(0.97) translateY(32px);
  }
  to {
    opacity: 1;
    transform: scale(1) translateY(0);
  }
}
.cookie-modal-close {
  position: absolute;
  top: 18px;
  right: 18px;
  font-size: 1.7rem;
  background: none;
  border: none;
  color: #17395C;
  border-radius: 10px;
  padding: 4px 10px;
  transition: background 0.14s;
  cursor: pointer;
}
.cookie-modal-close:hover, .cookie-modal-close:focus {
  background: #60A29B;
  color: #fff;
}
.cookie-modal h3 {
  text-align: left;
  font-size: 1.3rem;
  color: #17395C;
  margin-bottom: 4px;
}
.cookie-category {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 10px;
  margin-bottom: 10px;
}
.cookie-category label {
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 600;
  font-size: 1rem;
  color: #17395C;
}
.cookie-category input[type=checkbox] {
  accent-color: #60A29B;
  width: 22px;
  height: 22px;
  margin-left: 6px;
  border-radius: 4px;
}
.cookie-category.essential label {
  color: #60A29B;
}
.cookie-category.essential input[type=checkbox] {
  accent-color: #60A29B;
}
.cookie-modal-actions {
  display: flex;
  gap: 18px;
  margin-top: 18px;
}
.cookie-modal .cookie-btn {
  flex: 1 1 120px;
}

/* BUTTONS & INTERACTIONS */
button, .btn {
  font-family: 'Montserrat', Arial, sans-serif;
  font-weight: 600;
  background: #60A29B;
  color: #fff;
  border: none;
  border-radius: 12px;
  padding: 10px 26px;
  font-size: 1rem;
  transition: background 0.13s, color 0.13s, box-shadow 0.13s, transform 0.14s;
  cursor: pointer;
}
button:hover, .btn:hover, button:focus, .btn:focus {
  background: #17395C;
  color: #fff;
  box-shadow: 0 2px 14px 0 rgba(23,57,92,0.09);
  transform: scale(1.04);
}

/* UL, LI etc */
ul, li {
  list-style: disc inside;
}
ul {
  margin-bottom: 18px;
}
ul li {
  margin-bottom: 7px;
}

/* SHADOWS & HOVER FOR CARDS */
.card, .feature-item, .testimonial-card {
  transition: box-shadow 0.16s, transform 0.13s;
}
.card:hover, .feature-item:hover, .testimonial-card:hover {
  box-shadow: 0 10px 28px 0 rgba(23,57,92,0.19);
  transform: scale(1.015);
}

/* RESPONSIVE/FLEXBOX ENFORCEMENT */
@media (max-width: 900px) {
  .card-container, .content-grid, .feature-grid, .footer-nav, .footer-contact {
    flex-direction: column;
    gap: 16px;
  }
}

/* MIN SPACING ENFORCEMENT */
.card, .feature-item, .testimonial-card, .section, .about, .contact, .legal {
  margin-bottom: 20px;
}

/* === CUSTOM SCROLLBARS FOR MODERN FEEL === */
body::-webkit-scrollbar {
  width: 8px;
  background: #F7F9FA;
}
body::-webkit-scrollbar-thumb {
  background: #60A29B;
  border-radius: 6px;
}

/* === PRINT STYLES (BASIC) === */
@media print {
  body, .container, .content-wrapper, .section, .about, .contact, .legal {
    box-shadow: none !important;
    background: #fff !important;
  }
  header, footer, .cookie-banner, .cookie-modal-overlay, .mobile-menu {
    display: none !important;
  }
}

/* HIDE elements irrelevant for print */

/* ---- END STYLE ---- */